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| Home on Waters Edge. |
A new year and a new house. Also, I will get a raise 12/07/2010, my income will be looking even better. Both of our combined incomes are pretty good. Chris makes close to 60k annually and I make around 47k annually not including any bonuses for either of us. For a grand total of 107k, our lender pre-approved us for a mortgage of $325,000, but we want to stay around $275,000 so that we can still live a comfortable lifestyle. As far as our current home is concerned, we are sitting pretty good. We owe around $108,000 and my Broker friend Karen, she owns ReMax of Warner Robins, she feels certain that this home will bring anywhere from $142,500 - $145,000, especially with all of the upgrades that we have put into it.
After we pay closing costs,we should net around $34,000. This will be more than enough for the 3% down payment on our new house, and closing costs will be the sellers responsibility , and that applies to every home that we have picked out. We have several to choose from. I want a house with a pool, but Chris is worried about Adicyn. I know that I want at least a 2 acre lot. Chris really has his heart set on the home in Kathleen, my friend Angie's old house. She and her husband are divorced now and they let the home go back to the bank. Robins Federal Credit Union has it now. He thinks that it's meant to be because of the address. The address is the same as our wedding date and his start date at RAFB.
This home has around 3,400 sq. feet, 5 bedroom's and 3 Bathroom's, a Formal Dining Room, Formal Living Room , and a Game Room, The exterior is all brick, with a nice large deck out back, a tire swing, a large wooded 1.7 acre lot with Lake access. It's perfect! We could always have a pool installed later. If this home is still available, it will be "the one", if not we have another home picked out off of Lake Joy Road, and a couple of others off of Moody Road. Not to mention, there are so many more foreclosures being added to the market daily. I can't wait to move, the time is so close now!
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